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The Influence of Savings of Village Saving Loans Association (Vslas) on The Enhancement to Women’s Economic Empowerment in Hawlwadaag, Mogadishu, Somalia

Abstract:The purpose of the study was to investigate the influence of savings of village saving Loans Associationon women rural economic empowerment in Hawlwadaag in Mogadishu, Somalia. The study was embedded on Sustainable Economic empowerments Approach theory (SLAT). The study employed descriptive research design. The study was carried out in Hawlwadaag District in Mogadishu which is the capital and most populous city of Somalia. The study targeted all VSLAs in Hawlwadaag district in Mogadishu. To conduct formal survey with women VSLA members the researcher drew respondents using simple random to select VSLAs that participated in the study. The research collected both primary and secondary data and employed both qualitative and quantitative data collection methods. Quantitative data was computed for analysis using Statistical Package for Social Sciences (SPSS V 23) and analyzed using descriptive statistics such as frequency, percentages, means and standard deviation then presented in tables, graphs and pie-charts. Qualitative data were analyzed according to themes and patterns formed. They were presented in narrative form. The findings indicated that VSLAs was implemented through a number of accountability and governance features that are described in more detail.The findings indicated that VSLAs group enabled to improve livelihoods. The researcher recommended by mitigating the challenges viewing should be done for contributions of VSLAtowards the economic empowerment of rural women, there is the need for more organizations, particularly state institutions such as the regional coordinating councils, metropolitan, municipal and district assemblies to help empower rural women by supporting them to get organizations that have the expertise to build the capacity of more women particularly in the rural settings to start the process. Key words:Income generative activities (IGA), Village Savings and Loan Association (VSLA)and Women empowerment

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